Terms of service
CreditRefresh provides software tools for reviewing credit-report data, preparing dispute letters, tracking responses, and managing related documents. You remain responsible for reviewing every letter and submission before it is sent.
Use of the service
You agree to provide accurate information, use the service only for your own lawful credit-file review, and keep your account credentials secure. You may not use the service to submit false information, impersonate another person, or interfere with platform security.
Third-party providers
Credit monitoring, payment processing, mailing, and storage features may be fulfilled by third-party providers. Their availability and processing times can affect specific workflows.
No legal advice
The service is not a law firm and does not provide legal advice. Generated content is a drafting aid and should be reviewed before use.